One of the most important decisions a business makes is how to price its products and/or services. It goes without saying that you need to know how much your products or services cost you to provide and that cost needs to include ALL of your expenses (including your operating costs like utility bills) with a portion of the cost allocated to re-investing back into your business. Info Entrepreneurs has a good section on covering your fixed and variables costs on their “Price your product or … [Read more...]
Making The Most Of Your Time And Your Resources This Holiday Season
In years when you’re extra busy, or money is tight, giving your kids a lovely Christmas can be a bit of a challenge. I’m here to tell you! That is, regardless of what is going on in your life and your bank account (Hello big dreams, little budget!), you can still get a bit creative. The good news is that when one resource is tight, you have plenty of the other. In other words, when money is nowhere to be found, you usually have a little extra time on your hands. On the other hand, when you … [Read more...]
Bring the Joy of Reading Books Back Into Your Life
Reading is an excellent habit to develop. You can read about anything that interests you. You might not ever be able to travel to Antarctica in real life, but you can “be there” in a flash with a book. Young children love to read and to have books read to them. Then, to our own detriment, many of us lose interest or simply can’t find the time once we grow up. Keep reading to find out how you can rediscover the joy of reading books. Try these ideas to rediscover the joy of reading … [Read more...]
How to Save Money on Home Renovations
As a parent, you already know how quickly kids grow. And one thing you can count on is that it’s only going to speed up. Meanwhile, not only does your home stay the same size, but it also takes the brunt of the wear and tear that comes with growing pains. So there’s probably a good chance that at some point before you move out of your current home, you’ll get some work done to it. It could be for repairs, to update the look of your home, to accommodate your growing family, to increase the resale … [Read more...]
How to Preserve Your Credit Score During Tough Financial Times
With the ebb and flow of the economy, it's expected that there will occasionally be tough financial times. During these periods, you might struggle financially and have trouble budgeting for your responsibilities. When you encounter these problems, it's only natural to question how you will keep your credit score in good standing. For tips and tricks on how to keep your credit score healthy, continue reading below. Continue to Pay Bills on Time While it might be challenging, do your … [Read more...]